James 1:22 says: “Do not merely listen to the word, and so deceive yourselves. Do what it says.”
As we see in this verse from James, God intends for us to take what we learn from scripture and put it into action. The New Year is a great time for this, because many of us are already contemplating goals and resolutions anyway, and many of those deal with our finances. With that in mind, what are some ways we can make meaningful resolutions that last?
First, memorize. Psalm 119:11 says: “I have hidden your word in my heart, that I might not sin against you.” Experts say that if you write down your goals, you’re more likely to achieve them. While that’s true, Christians have a tool that’s even more helpful: Scripture memorization. Whatever your financial goals for 2012, pick out a verse that speaks to it and commit it to memory (Here are 50 key verses to choose from). Then no matter where you are or what you’re doing, the spirit will be able to speak to your heart on that issue.
Second, measure. Be specific with your goals. Don’t just say you want to give more or save more. Pick a dollar amount or a percentage so you have something to shoot for. Don’t just say you want to pay down credit card debt. Add up everything you owe and write down a plan to pay it off. If you make your goals specific and measurable, you’re much more likely to follow through.
Finally, make it a habit. It’s much easier to do something once it becomes a habit. Structure your goals so that you can work on them every week. That means rather than waiting until December to give, put something in the offering plate each week, no matter the amount. If your goal is to save, make sure that a portion of each paycheck is set aside. This repetition will help turn your new behavior into a habit that you are likely to continue.
Thanks for reading! Let me know if there’s any way that I can help you in the New Year.
Joe
